September 2022

  • Added the card transaction failed webhook event (issuing.card_transaction_failed) for issuing, which gets sent when a USD or NGN card could not be charged or card funding fails.
    Tuesday, 27th

  • Added the fee field to the /fetch all transactions API, /fetch a transaction API and /fetch card transactions API for issuing.
    Friday, 23rd

  • Added the issuing wallet credit webhook event (issuing.wallet_credit_successful) for issuing, which gets sent when a USD or NGN issuing wallet has been successfully funded and also when the liquidated funds from a virtual USD card or account has been credited to your issuing wallet.
    Friday, 16th

  • Added the country field to the /create account holder API to support the creation of international account holders in Ghana, Kenya, South Africa, Uganda, and Rwanda for issuing.
    Friday, 16th

  • Released the /transfer to issuing wallet API on our virtual accounts to move the balance entirely or partially to Issuing wallet, for mono issuing.
    Friday, 2nd

  • Updated the response field in the /fetch USD exchange rate API to return the liquidation rate, for mono issuing.
    Friday, 2nd

August 2022

  • NEW FEATURE
    You can now retrieve telco data from your customers via the newly released Telco Data API.
    The Telco data API is the easiest way to retrieve data from any active phone number in Nigeria.
    Click here to learn more.
    Tuesday, 30th

  • Released the /freeze, /unfreeze, /delete, and /liquidate card balance API functionalities on our NGN virtual cards, for mono issuing.
    Tuesday, 30th

  • Updated the narration response field in the issuing.card_transaction webhook event to include the merchant name, when a card transaction is made for a NGN virtual card, for mono issuing.
    Tuesday, 30th

  • Updated the billing address object in the response field of the Fetch card details API event to include the city field, for mono issuing.
    Tuesday, 30th

  • Released the /liquidate card balance API on our USD virtual cards to move balance completely or partially, for mono issuing.
    Friday, 26th

  • Released the /set wallet threshold API functionality to set wallet thresholds for issuing wallets (USD and NGN) so as to get email notifications when your wallet is running low (below-set thresholds) and deficient (zero balance) and [/fetch wallet transactions](Get Wallet Transactions) to get wallet related transactions, for mono issuing.
    Monday, 22nd

  • Updated the body params on the Create and Update Account Holder APIs, for the business details object to include three optional fields which are director_first_name, director_last_name, rc_number. Also, cac_id is now optional as we are using both rc_number and cac_id for backward compatibility depending on which is available from a business, for mono issuing.
    Saturday, 13th

  • Released new issuing bank account endpoints to issue bank accounts to your customers. The API endpoints released are /Create a Bank account, /Fetch a Bank Account, /Fetch a Account Balance, /Fetch Transactions, /Fetch Bank Accounts, /Transfer between Accounts, /Transfer to other Accounts and /Mock Transaction, for mono issuing.
    Monday, 8th

  • Released the /Sub Account API functionality to for the deposit virtual accounts, for mono issuing.
    Thursday, 4th

July 2022

  • Updated the /credits and /debits API to return a transaction count for each returned month to enable lenders and partners to filter the average amount per transaction easily and also a simpler alternative to the inflow endpoint for mono connect.
    Monday, 18th

May 2022

  • Updated the /sync API to return a new INCOMPLETE_STATEMENT_ERROR error, whenever a financial institution inefficiently returns transaction data that is less than the usually recorded transactions, when Data sync is initiated manually.
    Friday, 17th

April 2022

  • Updated the /statement API to return a meta object which contains both a requested_length (in days) and available_length (in days) for mono connect.
    Tuesday, 26th

  • Updated payment initiation method via the widget to receive a payment id from the payment initiation API in the data object callback for mono directpay.
    Tuesday, 5th

March 2022

  • Released /v1/payments/transactions API to fetch all payments that have been initiated, with query lookup params such as page, start, end, status, account and customer.
    Wednesday, 16th

  • Added the payment authorised webhook event (direct_debit.payment_authorised) for directpay, which gets sent as soon as payment is completed or a standing order has been set up.
    Tuesday, 8th

February 2022

  • Released /v1/accounts/{id}/income API to return income information of a user such as average_monthly_income, monthly_income, yearly_income and income_sources for mono connect.
    Wednesday, 2nd

  • Deprecated /income API which returns an income type, confidence score and employer for mono connect.
    Wednesday, 2nd

January 2022

  • Added the account synced webhook event (mono.events.account_synced) for data sync automatic refresh on mono connect, so as to get notified if new data was available via the updated boolean field.
    Tuesday, 11th

November 2021

  • Added the payment abandoned webhook event (direct_debit. payment_abandoned) for directpay, which gets sent when a payment gets abandoned.
    Thursday, 25th

  • Added the payment failed webhook event (direct_debit.payment_failed) for directpay, which gets sent when a recurring payment has failed.
    Thursday, 11th

  • Added the payment cancelled webhook event (direct_debit.payment_cancelled) for directpay, which gets sent when a recurring payment gets cancelled.
    Thursday, 11th

  • Released /assets API to fetch all assets that a connected customer currently holds in their various investment accounts (e.g Chaka, Risevest or Trove). Information such as the name of the asset, the type e.g stock, the cost, the returns currency, symbol, price etc are all returned.
    Wednesday, 10th

  • Released /earnings API to fetch the earnings of your connected customers in their investment accounts (e.g Chaka, Risevest or Trove). Information such as the amount earned, the narration, the date this earning was made, asset name, the sale price, quantity sold etc are all returned.
    Wednesday, 10th

June 2021

  • Added optional onEvent callback to Mono Connect.js which tracks certain events in the Mono Connect flow, to gain further insight into the user onboarding flow.
    Tuesday, 8th

  • Added optional reference to Mono Connect.js, to track a user's current instance of Mono Connect. It will be passed to the data object in all onEvent callbacks. It's recommended to pass a random string. With a user successfully authenticated, you can later receive this reference on the "account_updated" webhook event.
    Tuesday, 8th

  • Added rate limit of one API call per connected account every two minutes.
    Wednesday, 2nd