Create Instant Disbursement
Last updated September 9th, 2025
post api.withmono.com/v3/payments/disburse/disbursementsv1.0 
This endpoint is used to initiate immediate payouts to one or more recipients.
Body Params
Headers
Request
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curl --request POST \
  --url https://api.withmono.com/v3/payments/disburse/disbursements \
  --header 'accept: application/json' \
  --header 'content-type: application/json' \
  --header 'mono-sec-key: <YOUR_SECRET_KEY>' \
  --data '{
    "reference": "disburse_ref_12345",
    "source": "mandate",
    "account": "688a0b672f88771f77d05cf5",
    "type": "instant",
    "total_amount": 500000,
    "description": "instant disbursement payment",
    "distribution": [
        {
            "reference": "dist_ref_abcde",
            "recipient_email": "olamide@neem.com",
            "account": {
              "account_number": "0012345678",
              "bank_code": "044"
            },
            "amount": 250000,
            "narration": "salary payment"
        },
        {
            "reference": "dist_ref_fghij",
            "recipient_email": "jane@example.com",
            "account": {
              "account_number": "0098765432",
              "bank_code": "033"
            },
            "amount": 250000,
            "narration": "bonus payment"
        }
    ]
}'
Response
Choose an option from the drop down or click one of these buttons to see an example:
