Credit Worthiness
Feb 10th, 2025
post
api.withmono.com/v2/accounts/{id}/creditworthinessv1.0
This resource provides the account creditworthiness of the user
Path Params
Body
Headers
Request
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curl --request POST \
--url https://api.withmono.com/v2/accounts/id/creditworthiness\
--header 'accept: application/json'
--data
{
"bvn": "12345678901",
"principal": 30000000,
"interest_rate": 5,
"term": 12,
"run_credit_check": true
"existing_loans": [ //optional
{
"tenor": 10,
"date_opened": "2023-10-31",
"closed_date": "2024-09-27",
"institution": "PROVIDUS BANK PLC",
"currency": "NGN",
"repayment_amount": 65408100,
"opening_balance": 1200000000,
"repayment_schedule": [
{
"10-2023": "paid",
"11-2023": "paid",
"12-2023": "failed"
}
]
}
]
}
Response
Choose an option from the drop down or click one of these buttons to see an example: