mono-logo

Credit Worthiness

Feb 10th, 2025

post api.withmono.com/v2/accounts/{id}/creditworthiness
v1.0

This resource provides the account creditworthiness of the user

Path Params
Body
Headers

Request

1234567891011121314151617181920212223242526272829
curl --request POST \
  --url https://api.withmono.com/v2/accounts/id/creditworthiness\
  --header 'accept: application/json'
  --data
{
  "bvn": "12345678901",
  "principal": 30000000,
  "interest_rate": 5,
  "term": 12,
  "run_credit_check": true
  "existing_loans": [ //optional
    {
       "tenor": 10,
       "date_opened": "2023-10-31",
       "closed_date": "2024-09-27",
       "institution": "PROVIDUS BANK PLC",
       "currency": "NGN",
       "repayment_amount": 65408100,
       "opening_balance": 1200000000,
       "repayment_schedule": [
         {
           "10-2023": "paid",
           "11-2023": "paid",
           "12-2023": "failed"
         }
      ]
    }
  ]
}

Response

Choose an option from the drop down or click one of these buttons to see an example:

Did this page help you?