Webhook Events
Last updated May 19th, 2022
Account Update (Balance)
The account updated webhook event gets fired based on the following cases provided below:
Our account connected and account updated webhook event is sent shortly after a user has successfully linked their account. The account connectd webhook contains the Account ID of the user. However, If using the connect SDK an API call is made to the Exchange Token API to receive an Account ID. The significance of this event is that financial account/transaction data status will be known (as indicated via the meta.data_status if AVAILABLE). It gives the go-ahead to call our Connect APIs such as Transaction, Statement, Income, etc for data retrieval.
Another case where the account updated webhook event gets fired is when Real-time Data is run successfully, which implies that all recent financial transaction data has been refreshed and updated. As soon as this event is received, you can also go ahead to call our Connect APIs such as Transaction, Statement, Income, etc for updated data.
mono.events.account_updated
Request
{
"event": "mono.events.account_updated",
"data": {
"meta": {
"data_status": "AVAILABLE",
"auth_method": "internet_banking"
},
"account": {
"_id": "5f171a5301abca1153",
"name": "Samuel Olamide",
"accountNumber": "0131883461",
"currency": "NGN",
"balance": 22644,
"type": "Tier 3 Savings Account",
"bvn": "9422",
"authMethod": "internet_banking",
"institution": {
"name": "ALAT by WEMA",
"bankCode": "035",
"type": "PERSONAL_BANKING"
},
"created_at": "2024-04-30T17:16:01.171Z",
"updated_at": "2024-04-30T17:16:05.463Z"
}
}
}
Fields for balance webhooks
| Field | Description | Type |
| event | The webhook event action that triggered the webhook, e.g. mono.events.account_updated. | string |
| data | All information related to this specific webhook. | object |
| data.meta | An event object containing the account data and the current status. | object |
| data.meta.data_status | The status of the current connected data, if it is AVAILABLE, PROCESSING, FAILED. | string |
| data.meta.auth_method | This refers to the authentication method used by user. It returns either mobile_banking or internet_banking. | string |
| data.account | An object with all account data. | object |
| data.account._id | The unique identifier for the member which has new or updated transaction data. | string |
| data.account.institution | All data related to the financial institution of the connected user. | object |
| data.account.institution.name | The institution name of the connected account. | string |
| data.account.institution.bankCode | The bank code of the institution name connected to this account. | string |
| data.account.institution.type | The type of banking method for this connected user. E.g PERSONAL_BANKING, BUSINESS_BANKING etc | string |
| data.account.accountNumber | The account number of the connected user. data. | string |
| data.account.name | The account name of the connected user. | string |
| data.account.type | The account type of the connected user E.g SAVINGS ACCOUNT, CURRENT ACCOUNT. | string |
| data.account.currency | The currency of the connected user. | string |
| data.account.bvn | The BVN of the connected user. | string |
| data.account.balance | The current account balance of the connected user. | string |
| data.account.created_at | The date the webhook object was created. | string |
| data.account.updated_at | The date the webhook object was updated. | string |